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In Terms Of Bioseptic Tanks

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In Terms Of Bioseptic Tanks

Every designer of septic tank systems should keep the terrain and soil condition of the location at the back of his or her mind when making a septic pond system for any home. But whatever design may be adopted, all septic pond work on practically the same principle. Placed outside the house, a concrete basin is what a septic tank essentially is and it is used to catch waste materials from the home and then there are lighter waste materials that float on the surface.

Basically, the waste materials are separated, the solids are separated from the liquid components.

When it comes to the liquid part, it can be transformed into water.

In order to know whether or not it is time to clean your septic pond, check the scum deposits and the depth of the sludge which has settled beneath the outlet pipe.

You only need to repair or clean your septic tanks once every five years but it is important that you have the system checked once every year.

If a home garbage disposal system has been specifically designed to discharge into the septic pond, the tank must be constructed twice the normal recommended size to accommodate the disposed garbage. In this case, it would still be wiser for you not to connect a home garbage disposal system to your septic pond system. Aside from this, grease traps are better when avoided. The tank should be free from any waste kitchen fat deposits. You need not worry about anything if the fat that gets into the tank is of a minute quantity.

In this case, cleansers and other household disinfectants can be detrimental to the septic tank’s normal operation. In order to deal with bacterial content, sick room disinfectant can be utilized. There are those who make use of yeast. There were studies conducted for this. In this case, making use of chemicals might not be enough when it comes to improving the operation of a septic pond.

It is necessary that chemicals like sodium hydroxide or potassium hydroxide be used to treat septic tanks. Such compounds can cause sludge bulking and a large increase in alkalinity which may stop the bacterial action on the waste matter. Here, the water discharge is a temporary fix to your septic tank cleaning needs but it can develop into clogging problems later on for it can damage the soil structure. If you have septic pond, you can be aided by a multitude of products in the market. There are a number of claims made that pertain to septic tank products and most of them are bogus.

Decoking, Descaling Technology and Its Uses

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In Terms Of Bioseptic Tanks

Over time, pipes and tubes used in industrial applications tend to develop unwanted deposits in their inner walls (usually referred to as scales). However, for the proper and safe working of these pipelines, tanks, plants and heaters, it is imperative to clean and remove all such residual deposits from time to time.

This is where DDT comes in handy.

The Decoking Descaling Technology Inc has made its mark in the field of Industrial Services and is rightly known as the market leader with its invention of DDT – a revolutionary pigging technology that can take away worries of clogged pipes, refinery heater tubes, boiler tanks and plants etc, thus increasing the life of machineries.

The DDT Technology is a cost effective, safe and environment friendly technology that has been licensed to a number of individual companies the world over. This state-of-the-art technology has been efficiently removing some of the worst scale and coke deposits from boiler tanks, furnace tubes and oil refineries which otherwise go untouched. What makes the DDT technology superior than other cleaning attempts is the use of a cleaning Pigg® that cleans in all directions, making sure that the deposits are scraped and removed from all corners of the inner surface of pipes and other industrial equipments.

DDT Pigg ®

Any discussion of the DDT Technology is incomplete without talking about the DDT Pigg ®. To put it simply, the DDT Pigg is a flexible cleaning device that translates the concept of the Decoking Descaling Technology into real action.

Benefits of DDT & Pigg ®:

– Versatility: Available in a range of sizes, shapes and diameters, small and large (16mm to 914mm), the pigg’s body is designed to incorporate a range of different cleaning appendages that stem outwards and complete the scraping process, thereby removing scale and coke deposits. Depending on the item to be cleaned and the stage of the cleaning process, the Pigg can be customized to offer a complete cleaning process using interchangeable appendages.

– Complete & Thorough Cleaning: Unlike some other technologies, the DDT technology makes sure that the pigg offers 100% descaling and decoking service by incorporating a 360° cleaning action, ensuring that even the hardest of deposits are removed without damaging the walls and surfaces.

– Safe, Efficient & Environment friendly: DDT does not use any chemicals making it safe. There is hardly any fuel usage compared to traditional methods of cleaning. Cleaning at U-bends and complicated positions is easy and tailored to satisfaction. What’s more, since it operates on low pressure and temperature, there are no risks or tensions.

– Smart Build: DDT removes any chances of the pigg getting blocked on the already scraped deposits at any point of the cleaning process. This is because the technology incorporates a procedure through which liquid bypass surrounds the body of the Pigg, flushing out the scraped residue.

Where is it Used? Due to its superior cleaning functionality, affordability and long term returns, the DDT service is used extensively in oil refineries, petro chemical and steel plants etc.

DDT technology is not only a safe and through cleaning process, it is also cost effective – an ideal cleaning solution tailored for the future!

Refinancing with a Flexible Home Equity Loan – Turn Your Mortgage Constraints into Money Savings

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Refinancing with a Flexible Home Equity Loan – Turn Your Mortgage Constraints into Money Savings

If you feel too constrained from your current home equity loan payment plan, it’s time to reconsider your opportunities.

Let’s see the four ways your current home equity loan is constraining you:

1) You have constraints on payments.
Simply you have to pay the due amount depending on your current debt and the interest rate you are sustaining.

2) You can have significant cashflow fluctuations when during the year you have to sustain recurring and expected big yearly expenses.
This gives some problems in the cashflow of the period and money shortage.

3) You have big cashflow fluctuations due to yearly big expenses (e.g. summer vacations).
Similar to the previous one but it’s much larger in size. When this happens, and you already know when it will, simply you need an extra-ordinary management effort of your finances.

4) Oh, of course it’s possible you are paying very high interest rates and simply you’d like better loan terms. But of course your current terms are tying you to your current payment.

The two steps to a better way

1) Find a type of home equity loan that gives you more and allows you to overcome these problems.

2) Refinance your current home equity loan with the new one.

Well, if you suffer from “loan payment flexibility syndrome” you are lucky. In fact there are currently equity loans which are designed to help you. They are the “Flexible Home Equity Loans”.

These are Equity Loans that allow you to overpay instalments to reduce debt (so interests), underpay instalments when you are short of money (if you have overpaid before) and to skip a payment in the year if your previous overpayments have given you enough margin.

How are we going to substitute our current loan with a new one? Well, refinancing it, i.e. asking for a new loan that with new terms that will pay the previous one. So it’s a way to replace the old loan with a newer one, based on new contractual terms. It’s important to leverage the new terms for three different points:

1) contractual flexibility (what you are searching);

2) interest rate paid (for fixed rate mortgages) or spread paid (for base tracker equity mortgages);

3) lower costs.

So, what are the 5 steps that allow us to do this?

1) Ask your current lender

Ask if they provide flexibile loans and what can be done if you need more flexibility.

2) Research the market

As you can see, searching the marketplace is essential when considering loans, since flexible loans, equity loans, and other loans change in rates. Check for lenders in internet and track their offers.

3) Exploit market offer

As home equity loans and re-mortgaging loans are common, there are a variety of loans to select–and most have their own variations. Understand market offer and what is making them different.

4) Exploit market competition

Mortgage companies are competing against each, other offering some of the best rates on the market. Exploit this market competition to get lower interest rates and close-to-zero loan expenses.

5) Close the deal

First, ask your company for a refinancing. Use what you have gathered in the previous steps (i.e. what your lender’s competitors are eager to do with you to gain a new customer) to ease your negotiation.

If your company is deaf, ask another company to give better terms and use the new money to close the previous debt with the old lender. Pay attention to the closing costs of the previous contract (there are usually penalties related to anticipated extinction).

Now, action

So, we have a new contract. Then?

1) Exploit overpayments to reduce interest paid

As flexible rate equity loans offer you the ability to overpay your mortgage, do it as soon and as often as you can.
In fact overpayments will reduce the debt, so you are going to pay fewer interests independently of what is happening to interest rates.

2) Exploit underpayments

If you have overpaid “enough” (depending on the contract you have signed), then you can also “underpay” toward mortgage, providing you have made the minimum required amount and number of payments.

3) Exploit holiday package
As these loans also provide “holiday packages” for underpayments, go for it! So if you pay enough overpayments, you can stop payments for a month to take a vacation. This will lessen the biggest cashflow problem we spoke about.

Finally…

The flexible rate equity loans are for sure a method to leverage your resources to improve your equity loan. If you feel your equity loans is a too big constraint, give a look to this option.

How to Deal With Chinese Suppliers and Manufacturers

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How to Deal With Chinese Suppliers and Manufacturers

Trade is one of the essentials of the world economy. If you are an importer doing business with Chinese suppliers and manufacturers, you probably realize that trade is not often a straightforward process. It is saddled with many rules and regulations, interacting with a different culture and foreign ways of carrying out business. Educate yourself on the way each country works to make successful deals.

Types Of Chinese Suppliers And Manufacturers

The products manufactured in China are usually cheap, which means you get to enjoy a higher profit margin. This makes China a popular destination from which to import goods. But the key to a lucrative business is finding the right suppliers and manufacturers while side-stepping the swindlers out there.

Three groups you will encounter are manufacturers, third-party import suppliers and trade agents. Manufacturers are quick to respond to your orders. Third-party import suppliers and exporters can assist you if you are looking for a broad range of products. They are also familiar with import-related issues. Export agents usually take care of the documentation for manufacturers.

Make it a point to build relationships with the suppliers and manufacturers you work with.

A Note On Imports

Understand how costs are calculated. The landing costs include FOB, freight charges, warehouse fees, import duty and other expenses concerning logistics. You will be able to get a clear picture of the cost process and to deal with hidden costs by initially placing small orders.

Concerning Customs

Pay special attention to your documentation and ensure that customs compliance is met regarding packaging. If it fails customs clearance, you may have to pay a higher import duty, resulting in a delay in the clearance of your goods. You will have to pay extra for the storage as well.

The Right Way To Pay

Most Chinese suppliers and manufacturers use wire transfer, payments. Letter of credit is one of the safest options, since they don’t find payment options like escrow.com feasible.

The Language Barrier

You might find that communication is tricky, especially when you are dealing with smaller manufacturers. The employees are not fluent in English. It will be easier to communicate with suppliers and manufacturers in cities. Due to their discomfort with speaking English, the staff may prefer to communicate with you through emails instead of via telephone.

Work Culture

Many Chinese manufacturers tend to overlook any issues in the produced goods and probably won’t address it unless you insist on it. Another issue is that they prefer to seal the deal quickly instead of gradually building a business relationship with you. They tend to not look into the future, but only at the sale at hand.

Yet, by taking these issues into consideration and anticipating potential hiccups and headaches, you can plan the best way to engage in an export-import relationship with Chinese suppliers and manufacturers.

Risk Management – 10 Tips on How to Minimise Risk

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Risk Management – 10 Tips on How to Minimise Risk

Risk is a given in any business and it can be damaging to a business and even threatens its survival. It is therefore essential to be aware of the various risks, to understand its potential impact on a business and to know how to manage it effectively. This article gives some tips on how to minimise risk:

  1. The product and service offering of a business needs to change with the preferences of customers. Too much reliance on a single product (or a few products) should also be avoided.
  2. It is advisable to have alternative supply chains (including suppliers and distribution channels). Good relationships must be built with all the relevant parties.
  3. Debt assists companies to grow. It can, however, be dangerous to have too much debt and it should be limited to serviceable levels.
  4. Reliance on one or a small number of customers can be very risky and wherever possible it should be avoided.
  5. Proper financial planning must be done. Cash flow planning is one area that can highlight potential risks and pro-active action can then be taken.
  6. Financial management should continually be done. Ratio analysis will show where problem areas exist (e.g. in profitability). It also gives an indication of liquidity and solvency risks.
  7. It is advisable to hedge a business as far as possible against factors that are not under the control of the business. This is especially true with international trading and unexpected currency fluctuations.
  8. Business growth should be kept to sustainable levels. Too much growth can seriously drain financial resources and can even cause bankruptcy. Systems and skills also need to keep pace with growth.
  9. Proper standards in manufacturing should be adhered to. Products that are not on standard can damage the image of a company or even destroy it in total.
  10. People are the core of any business and they should be treated as such. People do, however, leave a business for various reasons. Where applicable sensitive information needs to be protected by confidentiality agreements and restraint of trade agreements.

Copyright© 2008 – Wim Venter

Avoid These Five Mistakes When Submitting Your Business Plan To Raise Investment Funds

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Avoid These Five Mistakes When Submitting Your Business Plan To Raise Investment Funds

Any potential investor wants to see a highly readable and believable business plan with a summary, a management team overview and financials but after submitting your plan many people think funding will just arrive when in reality it can take time. By following the steps below you will be able to avoid some of the most obvious mistakes when raising funds for your project

One – If you are a company that has brilliant technical knowledge and no real sales expertise do not advertise it. Information on your web-site including the management team biographies will clearly state the management teams background including their technical expertise, their degrees, their patents and such like but amazingly their go to market strategy in the business plan is usually incomplete and sometimes missing. The solution, make sure you have a credible go to market strategy with a credible sales leader. Nobody will invest if you don’t.

Two – Make sure your website is stunning. Too many companies think that running a business is all about product and the abilities of the technical team – frankly it isn’t. This may be true but today investors will always expect to see more. They want to be convinced and when they will go straight to your web site they are wanting to be wowed! Unfortunately, so many people provide what looks more like a school project. Make sure your website is utterly brilliant and that it doesn’t look cheap. Ask a variety of people if it looks modern, if it looks appealing, particularly the photos and ask if it is easy to navigate. Also please ensure that it is relevant – it’s not about how wonderful you are it’s about how you and your company will solve their challenges.

Three – If you are raising money through a prospectus or private listing make sure that your brochure stacks up. Many people do not place enough time and effort with the visual appeal of a Private Listing Brochure and again you don’t want to provide a sub-standard document that will fail at every level. Spend some time and money to ensure that you convey your messaging in a professional, crisp business-like manner and that it is logical and easy to read. Also don’t use random un verifiable facts – make sure that you underpin everything that you state will be possible with the latest research etc.

Four – don’t use jargon. Anyone who goes to your site or who takes a look at any promotional material designed to answer questions won’t stand for jargon which usually means nothing to them. If you must use jargon or acronyms, make sure there is an explanation – people won’t ask they will vote with their feet! A well written website and brochure is music to the ears of potential investors

Five – Make sure that on your website and all other materials that you have the same font. Make sure that the supporting marketing material looks great and make sure that the stories you tell are verifiable and relevant. Lastly please don’t be controversial People will make their mind up on quality and this includes the look and feel, the overall professional approach. If you can use proper references form proper companies. Don’t add something for the sake of adding something as it has to be contextual and relevant!

Follow these tips and life on the road to raising funds will be much easier.