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Gaming Mouse – The New Innovation Unveiled

Gaming Mouse – The New Innovation Unveiled

Gaming is a time pass for few while a passion for many. Day by day youngsters are getting acquainted with a wide variety of online games that may or may not need a mouse. Many gamers feel that using the mouse in between the game would hamper the tempo and would lead to tossing the game sometimes. Though, there are many that wouldn’t need a mouse there are certain games that necessitate the usage of it. Keeping in view the need for the hour, the technology market has come up with an alternative; specially designed for gamers. It is the wireless mouse specifically designed for the gamers. This is gaining popularity all over the world and many add-ons are already released to enhance the gaming experience.

As the name suggests, a wireless gaming mouse is specially designed for ardent gamers. Besides providing an exceptional experience to the gamers, this mouse is designed to be an all-rounder. They are embedded with buttons that can be used for different purposes while playing the games as well as during regular computer works. Here are a few benefits that you can expect from any sort of Wireless gaming mouse,

• It can be moved flexibly and looks even more sophisticated than a wired mouse.
• Additional switch buttons embedded to the mouse, would enable you to browse through the tabs easily.
• The programmable buttons on either side of the Wireless gaming mouse makes your gaming experience much more enchanting.
• If you need to use the mouse frequently during the game, then Wireless mouse is the best option you can ever think about.
• It can be used as an alternative to many shortcuts such as cut, copy, paste and many more. Even cursor movements are easier with the wireless mouse.

Besides above-stated advantages, the wireless gaming mouse is designed and structured in such a way that they support the gamer in all ways needed; especially in fast-paced games where this decides the winner. The response time of the majority of the gaming mouse is 1 minute, which means it is faster than the wired mouse. Besides, speedy response, these can be reprogrammed every time you play a new game provided if you set a DPI rating for your mouse along with customization. This customization feature is the USP which is not available with the regular wired ones. More comfort with premium quality for little extra money is the tag that you can attest to a gaming mouse.

What Type of Disability Insurance Is Right for Me?

What Type of Disability Insurance Is Right for Me?

In the event of an accident, injury or illness that prevents you from working, disability insurance provides you with a percentage of your income. But not every disability insurance policy is the same. In fact, almost all of them will compensate different percentages of your income (generally between 50 and 70 per cent), along with different elimination periods and benefit periods. Elimination periods refers to the length of time to wait before your benefits kick in. Benefits periods refers to the length of time benefits will be payable, which depends on your disability and the policy you take out.

Most plans have a start date ranging from 30 days to 120 days after a disability has occurred. Coverage generally focuses on sickness or injury, and your plan cannot change without your permission until you are 65 years old.

In general, experts agree that disability insurance is a must for people, whether you are on a group plan with an employer or you take out an individual policy for yourself. But with so many plans available, it is important to understand the differences among each. Here’s a breakdown of the major disability insurance types available:

• Group Disability Plans: This is the most common type of disability insurance plan and they are typically offered through your employer. The lowest tier of group coverage is often focused on affordability, which is beneficial, but it does mean that the benefits and payouts can vary drastically. Bear in mind that group plans generally will not cover your income levels significantly, and this can be difficult in times when you cannot work. They also often have monthly or annual caps on the dollar amount that will be paid, and set up maximum timeframes that may be shorter than what you require. Group plans should always be read carefully since you can often discover that what you may have thought you would be getting is quite different from what you actually get.

• Individual Disability Plans: If you are without a group plan or do not like your group plan, you can always opt for an individual disability insurance policy. Without a group, pricing is often very different and will be tailored to your unique situation and needs, which can be both a benefit and drawback. In general, plans are cheaper if you are young, healthy, and work a low-risk job compared to if you are older, in poor health, or work a job that is considered high risk for disability. Still, looking at your individual options means that you could find a plan that fits your needs, wants and budget more-so than a group plan. Doing the research could result in a better policy and position for yourself.

• Creditor disability insurance: Disability insurance is now commonly attached to debts, like car loans, leases, mortgages and lines of credit. With creditor disability insurance, your financial institution buys a group policy, and you become part of the policy when you take out a loan with that institution. These policies make loan payments on your behalf rather than sending the money directly to you.

While group plans are less expensive in general, individual plans offer better coverage and can be tailored to your specific needs, including better terms and conditions when compared to a group plan. Remember that premiums, terms and conditions are locked in until you turn 65, unless changes are made with your express permission. Individual plans are an excellent option for self-employed individuals, as well as professionals and executives, since they can have an “own occupation” definition of disability. That means an insurance company cannot force you to work in another occupation based on your experience and training, an important feature for many professionals. Professionals should be wary of association disability plans, since terms, conditions and rates for these group policies can change at any time, and often do.

If you are in need of disability insurance, be sure to do your research on any policy you take out or are currently under.

The Best Bitcoin Trading Platforms

The Best Bitcoin Trading Platforms

Cryptocurrency has not only given the fastest way to transfer the money, but also a new entity to trade with and to earn money apart from the stocks and other commodities. While you can directly sell and buy Bitcoin, you can also use Bitcoin trading exchanges to continue your trades in cryptocurrency. There are a lot of exchanges where trading Bitcoin is safe and secured and also the customers are facilitated with many extended services. Being a cryptocurrency investor or trader you can choose any of the exchanges for your comfort. It is however recommended to sneak peek into the reviews of some before opting out the one. Below is a brief review of top Bitcoin exchanges around the world.

CoinBase: It is probably one of the most reputed and largest Bitcoin trading exchanges with dual facility trading directly and through the wallet. CoinBase was founded in the year 2012 as through venture finding of Y-Combinator and since then it has rapidly grown. It has many lucrative services like multiple options to deposit and withdraw cash, money transfers between two CoinBase are instantaneous, Wallet facilities with multiple signature options for more secure transfers, Bitcoin deposits are insured for any loss etc. CoinBase has the wide variety of payment partners of Europe and US, who seamlessly allow the transactions to be carried on through them. It has relatively low transactions fees and offers Bitcoin trade along with a large number of Altcoin trading as well.

CEX.IO: One of the oldest and reputed exchanges which was started in 2013, London as Bitcoin Trading exchange and also as cloud mining facilitator. Later its mining power grew such enormously that it held nearly half of the network mining capacities; however, it has been now closed. “CEX.IO” allows customers to expand to the much larger amount of Bitcoin trades, and it has the facility to make available the Bitcoin at requested price instantly. However, for this exchange charges a bit high exchange amount, yet this is compensated for the security and facilities of allowing multi-currency transaction (Dollar, Euro, and Ruble) to buy Bitcoin.

Bitfinex: It is one of the most advanced trading exchanges and it particularly suited to the experienced crypto-currency traders. With high liquidity for the Ethereum as well as Bitcoin, this exchange has better options like leveraging, margin funding and multiple order trading. Apart from this Bitfinex offers the features of customizable GUI, many orders types, like limit, stop, trailing stop, market etc. This exchange also provides about 50 currency pairs that can be traded and with easy withdrawals for all. One of the largest exchanges in terms of volume traded Bitfinex offers pseudonymity for trades and only for some of the services it requires identifications. The only drawback with this exchange is that it does not support the buying of Bitcoin or any other altcoin through fiat transactions.

Bitstamp: It was founded in 2011 and is the oldest of exchanges who offer cryptocurrency and Bitcoin trades. The most respected because despite being oldest it has never been under security threat and tills recently. Bitstamp currently supports four currencies Bitcoin, Ethereum, Litecoin and Ripple and is available with the mobile app as well, apart from website to trade. It has lovely support for the European users or the traders having their account in Euro Banks. The security is advanced and of cold storage type, which means the coins are stored offline.So you can say it is wholly not possible for any hacker to infiltrate. Last of all its complex user interface suggests that it is not for the novice user but for professionals and it offers relative low transactions fees.

Kraken: It is one of the largest Bitcoin trading exchanges in terms of the liquidity, euro crypto trading volumes and trading figures of Canadian Dollars, USD and Yen. Kraken is most respected exchanges steered through the turmoil of cryptocurrency trades and has managed to keep the amounts of customer safe irrespective of the other exchanges being hacked at the same time. With 14+ cryptocurrency trading facilities, the user can deposit the fiat as well as cryptocurrency along with the similar capacity for withdrawals. However, it is not suited for beginners yet it has better security features and low transaction fees relative to CoinBase. Most important factor for Kraken is that it is trusted in the community and has been first to display the volumes and prices on Bloomberg Terminal.

Diversification in Agriculture Sector: A Catalyst For Sustainable Economic Development in Nigeria

Diversification in Agriculture Sector: A Catalyst For Sustainable Economic Development in Nigeria

Agriculture involves the cultivation of land, raising and rearing of animals, for the purpose of production of food for man, feed for animals and raw materials for industries. It involves forestry, fishing, processing and marketing of these agricultural products. Essentially, it is composed of crop production, livestock, forestry, and fishing.

Agriculture is the mainstay of many economies. All over the world, the development of an enduring economy goes hand in hand with agricultural development thus, there is a need for Nigeria to exploit her various agricultural resources to full potential in order to accelerate her quest and efforts to achieving sustainable economic development.

Agriculture is considered a catalyst for the overall development of any nation; development economists have always assigned the agriculture sector a central place in the development process, early development theorists though emphasized industrialization, they counted on agriculture to provide the necessary output of food and raw materials, along with the labour force that would gradually be absorbed by industry and services sector. Much later thinking moved agriculture to the forefront of the development process; the hopes for technical change in agriculture and “green revolution” suggested agriculture as the dynamo and magic wand for economic growth and development.

The industrial revolution of the Nineteenth century which catapulted the agrarian economies of most countries of Europe got their stimuli from agriculture; the sector in recent history has also worked a tremendous miracle in countries like Mexico, India, Brazil, Peru, Philippines and China where the Green Revolution was one of the great success stories. Indeed, the importance of agriculture in any nation’s economy cannot be over emphasized, for instance, in United States of America, agriculture contributes about 1. 1% of the country’s Gross Domestic Product.

The above statistic indicated that the more developed a country is the lower the contribution of agriculture to Gross Domestic Product. Economy diversification is an economic development strategy characterized by increasing the numbers of the revenue base of an economy. The Nigerian economy is a mono-cultural economy depending on crude oil as the main source of her revenue, it is crucial that government should not keep on believing that oil provides an endless source of revenue.

As a matter of priority, Nigeria government must encourage the rapid diversification of Nigeria’s economy as this is the only sustainable way to survive the current environment of global economic uncertainty of international oil price volatility and shocks, unfavourable quota system and depletion.

Diversification in the agriculture sector is therefore suggested for Nigeria as a developing economy to ensure food and nutritional security, income and employment generation, poverty alleviation and to encourage industrialization, ease pressure on balance of payment, reliable source of government revenue and overall economic development of the country.

Prior to the political crisis of 1967-1970, agriculture’s positive contributions to the economy were instrumental in sustaining economic growth and stability. The bulk of food demand was satisfied from domestic output, thereby obviating the need to utilize scarce foreign exchange resources on food importation.

Stable growth in agricultural exports constituted the backbone of a favorable balance of trade. Sustainable amounts of capital were derived from the agricultural sector through the imposition of several taxes and accumulation of marketing surpluses, which were used to finance many development projects such as the building and construction of Ahmadu Bello University (Zaria) and first Nigerian skyscraper-cocoa house in Ibadan. The sector, which employed 71% of the total labor force in 1960, employed only 56% in 1977, the number stood at 68% in 1980, falling to 55% in 1986, 1987 and 1988; and 57% annually from 1989 to 1992, and has continued to nosedive into 2000s as the result of the neglect of the sector.

To channel itself on the path to modern development, Nigeria should examine what factors hindered the development of its agricultural sector, which was the backbone of the Nigerian economy before the era of oil boom. It should rectify the mistakes it made in over 54 years by immediately putting these strategic plans into action. The people of Nigeria can uplift themselves from poverty and distress by eradicating corruption and devoting themselves to strive for progress.

The 2020:20 initiative will keep Nigeria focused on improving their economy and combined with a significant effort to reducing food imports and to increase food production within their own country, Nigeria can witness a timely turn around in their investment. Nigeria has the necessary components in place to return to an agricultural-based economy. Research has demonstrated that a return to an agricultural economy is not only possible, but will greatly benefit the entire country of Nigeria.

To achieve sustainable economic development and to lift the dormant and continuously dwindling contribution of the agriculture sector, Nigeria needs to have some recommended pre-requisites diversification policies such as provision of financial resources to sector to get it up and functioning; a combination of government provision of subsidies, improved and high yielding seedlings and breeds for private companies and small scale farmer producing as large as 85% of the sector’s agricultural output are needed to boost the agricultural market.

There also need to revise the current import and export regulations to make it more convincing for other countries to accept agricultural products from Nigeria. It is an established fact that with the population of over 170 million, vast cultivatable farmland, a conducive climate and soil, Nigeria has the necessary productive resources required to have a strong welcome back of the agriculture sector as an engine to achieving sustainable economic development.

It is therefore plausible for Nigeria to diversify into the agriculture market in their effort to become more self-sustainable and be recognized as one of the world economic power.

The Importance of Logistics in Project Management

The Importance of Logistics in Project Management

According to several experts, logistics is the operational word for businesses in the future. But, what exactly is logistics and how does it affect project management?

According to many, logistics is just the movement of goods. But this is a narrow view. The physical handling of goods is logistics. In general, this would include transportation of goods via sea, air or rail.

But there is more to it than this. In a much wider sense, logistics involves the physical layout, plant location, purchasing and even waste disposal. Effective logistics involves proper management and planning, accurate forecasting, inventory management, transporting, supervising of loading and unloading, customs clearing, cargo insurance, stowage supervision and warehousing. In short, logistics is the delivery of items accurately, efficiently and in a time bound manner to the place and person it is meant to be sent.

Since many projects these days are dependent on the timely delivery of inventory, proper logistics support is an important necessity. In any case, companies shell out approximately 10-35% of their total revenue on logistics. That is in itself evidence of the importance of logistics support in project management. Globalization, free market and high competition has made it imperative that companies deliver and receive with clockwork precision and on time.

Any project is a time bound assignment. Delays caused by faulty logistics cause not just loss of revenue but also lead to the loss of reputation and customer satisfaction. These are priceless assets, which are almost impossible to recoup once lost. That is why experts say that proper planning is the key to great logistics.

For reputed companies, project logistics involves the management and handling of large shipments on a global basis. These shipments would involve heavy equipment, oversized cargo and cargo that is completely time sensitive or requires a very high degree of security. To offer complete project logistics, companies often undertake feasibility studies and come up with customized, tailored solutions. This is the mark of a great logistics expert.

Some projects involve tricky requirements. It is up to the logistics team to orchestrate even the most complicated supply chains. To be viable and successful, a good logistics partner must bring with them several qualities:

– They must be competitive in their price while offering turnkey solutions that the project requires

– Route optimization must be a priority

– Complete planning and end to end solutions must be provided seamlessly

– Must provide single points of contact for all services through strategically positioned hubs.

Diamond Jewellery Manufacturing – India Vs China

Diamond Jewellery Manufacturing – India Vs China

China and India have now become the go-to destinations for manufacturing. For cost-effectiveness and large-scale production capacity, there is none apart from these that have been able to make a name for themselves in global sourcing of products. Same is the case with diamond jewellery manufacturing. Today, diamond jewellery is majorly sourced from India or China. These countries have come to hold the edge in jewellery production and export, when compared to the rest of the nations. However, there are some factors that differentiate these nations too. A retailer needs to take a balanced view of the individual manufacturing strengths of these nations and match it to his requirements to decide upon his sourcing destination. Here are some strengths of China:

  1. China has a highly evolved physical infrastructure and logistical set-up, which ensures timely delivery and transport of goods
  2. China’s labour force is efficient and is also known to be the cheapest in production of diamond based jewellery
  3. With single-window clearance of most business proposals, China has a conducive environment for conducting fast-paced business

Some strengths of India vis-a-vis diamond jewellery manufacturing:

  1. India has a large number of traditional, family-run diamond jewellery manufacturing units. These units have manufacturing and export expertise virtually ingrained in their DNA, owing to generations involved in carrying out the business of manufacturing and export of diamond based jewellery. The family businesses have strong experience in making best use of India’s logistical infrastructure to ensure timely delivery of goods
  2. Indians are more creative than the Chinese due to stronger IP laws. While Chinese will often copy designs to put the retailers in trouble thereafter, the Indians do a lot of original creative work which is word-class. To add to this, there is the widely acknowledged advantage that India has over China in high-tech jewellery manufacturing R&D
  3. There is hardly any cultural barrier between West and India. Democratic traditions, similarity of laws in West and India and widespread westernization has lent depth to India’s’ understanding of Western tastes, market choices and preferences
  4. Indian jewellery is almost as cheap as Chinese jewellery, but there’s a greater amount of long-term benefit to be gained from Indian sourcing of jewellery as the well-established family based manufacturing units in India are adept at neutralizing the negatives involved in logistical bottlenecks in India by means of finding the right means to ship items on time. They have been doing this for many decades and their experience can indeed be trusted. The topmost jewellery retailers have been sourcing diamond jewellery manufactured from India.
  5. India is the world’s largest diamond polishing/cutting center. Even Chinese manufacturers source their finished diamonds from Surat in India. Hence, the availability of finished diamonds is never going to be a reason of delay for shipment of jewellery pieces.
  6. China has covert relations with regimes of blood diamond mining countries like Zimbabwe. That means, the money you use to buy jewellery from Chinese traders would be used to fund civil wars in some of the poorest countries of the world like Zimbabwe, Sierra Leone and Angola. So, there is a huge ethical issue that arises in buying from Chinese traders.

Using this comparison of diamond jewellery manufacturing processes in India and China, you can make an informed choice for the supplier of your diamond-studded jewellery wares.